Whether you’re looking for an affordable share draft account for yourself, your teenager or
college student, your

business or even your company birthday fund, we are sure to have the
account that’s right for you.
Regular Share Draft: At the South Carolina National Guard FCU, our regular checking is anything but; with no monthly fee, no minimum balance requirement* and no per check charge.
As a courtesy to you, we will also transfer available funds from your share savings account to pay items as needed.** We offer access from anywhere in the world through Guard Online, our internet banking service, and Guard Plus, our 24 hour automated telephone service. If writing checks is too much of a hassle, you can pay your bills online with BillPay***. Members can enjoy the benefits of our MasterMoney debit cards, and ATM access through the STAR and Cirrus networks.
Let the South Carolina National Guard FCU make your checking experience a pleasure.
* There is no minimum balance required to maintain a Share Draft account; however, if for any single month the average daily balance in the account is less than $100.00, you account will incur a $2.50 service charge.
***Non-Sufficient Funds (NSF) fee will still apply. Please see Fee Schedule for additional information.
***Not all share draft accounts qualify for BillPay. Please see a Credit Union representative for additional information.
Share Draft – Student: In addition to the benefits of our regular Share Draft account, students will also enjoy 2 free boxes of basic checks for this account each calendar year**.
**The $2.50 service charge does not apply to this type of account; This account does NOT pay dividends.
Share Draft – 55+: In addition to the benefits of our regular Share Draft account, members 55+ will also enjoy 2 free boxes of basic checks for this account each calendar year**.
**The $2.50 service charge does not apply to this type of account.
Share Draft – Business: There is no minimum balance to open a Business Share Draft account. Please contact our offices for additional information.
**The $2.50 service charge does not apply to this type of account.