South Carolina National Guard FCU offers a wide variety of loans to serve the individual needs of our members. Please contact a loan officer for specific questions to help us determine which loan would most benefit you.
Vehicle Loans: South Carolina National Guard FCU will finance up to 100% of your vehicle, new or used. We offer the following types of vehicle loans:
- Automobile (Cars, Trucks, Vans)
- Boat, Motor, Trailer
- Recreational Vehicle
Maximum term allowed is 72 months for new vehicles and 60 months for used vehicles. Please refer to our Rates Board for detailed information.
Personal Loans: Members can borrow money for the purpose of vacation, home improvement, furniture or other major purchases. Maximum term is 32 months.
Personal-Line of Credit: A Line of Credit enables the member to borrow up to $2,500.00 for personal expenses, but unlike the Personal Loan, the member does not begin to make payments until they actually receive funds from the loan. Funds can be accessed on an “as needed” basis.
Home Equity: The Home Equity Loan allows members to borrow against their home’s accumulated equity. The Home Equity Loan has a low interest rate that is subject to change semi-annually. There are no loan-advance fees or annual fees and the member can take advances for as little as $500.00.
Members can establish a credit line for a maximum of 85% of their home’s value (up to $50,000) less any existing first mortgage balance.
Visa: If it’s a credit card that you want, look no further. With no annual fee, no cash advance fee, and a 25-day grace period, it’s easy to see why our members choose South Carolina National Guard FCU for their credit card needs.