| Effective 2/01/2007 |
| Membership Fee |
$ 5.00 |
| Statement Copy |
$ 5.00 |
| Stop Payment |
$15.00 |
| Non-Sufficient Funds (NSF) |
$22.00 |
| Late Loan Payment |
Greater of 20% of interest due or $5.00 |
| Deposit/Loan Pmt Item Return |
$20.00 |
| Official Checks - Payable to 3rd Party |
$2.00 |
| Non-member Official Check Issue |
$10.00 |
| Deposit Item Return - 3rd Party |
$5.00 |
| Copies of Official Checks |
$3.00 |
| Copies of Share Drafts/Checks |
$2.00 |
| Dormant Fee (after 12 months of inactivity) |
$ 15.00/quarter |
| Account Reserach - No Charge if CU error |
$10.00/hour |
| Account Reconciliation |
$ 10.00/hour |
| Returned/NSF Item (includes ACH & checks) |
$ 22.00/item |
| Share Draft Below Minimum Balance |
$ 2.50/month |
| MM Below Minimum Withdrawal |
$20.00 |
| Early Account Close - within 6 months of opening |
$5.00 |
|
Share Certificate Early Close/Withdrawal:
|
|
| 1. 6 month Certificate |
90 days interest calculated
|
| 2. 12-36 month Certificate |
180 days interest calculated |
| Check Printing (share draft account) |
Prices vary according to style chosen |
| Account History Printout |
$ 3.00 |
| Share Account Reactivation |
$ 5.00 |
| Share Draft Account Reactivation |
$ 15.00 |
| Outgoing Wire |
$12.00 |
| International Wire |
$30.00 |
| Incoming Wire |
FREE |
| Traveler's Cheques - Per $100 |
$1.00 |
| Traveler's Cheques for Two - Per $100 |
$2.00 |
| Gift Cheques |
$1.75 |
| Fees Applicable to Club Accounts |
| Early Withdrawal |
$ 5.00/withdrawal |
| Early Account Close |
$ 5.00 |
| Fees Applicable to Guard Card (ATM) & MasterMoney Debit Card: |
| Replacement Card |
$ 5.00/card |
| ATM Inquiry |
$ 1.00/inquiry |
| Force Post (NSF) Fee |
$ 22.00 |
| Pin Reminder-1st reminder is free |
$ 5.00 |
| Rush Order Fee |
$ 10.00 |
| Federal Express Delivery |
$ 30.00 |
| Fees Applicable to Visa Credit Card: |
| Replacement Card |
$ 10.00/card |
| Late Fee |
$ 10.00 |
| Over limit Fee |
$ 15.00 |
| Returned Check Payment |
$ 5.00 |
| Returned LetterCheck |
$ 21.00 |
| Statement Copy |
$ 5.00/copy |
